This year brought a mix of challenges and triumphs for many people — from the events of January 6 to millions of life-saving vaccinations and the emergence of the Omicron variant. With the new year approaching, there is reason to be hopeful about renewal and positive change. Before we move into 2022, here’s a look back at the most-read senior living blog posts from 2021.
#5: Levels of Care: CCRC Monthly Fee Adjustments for Couples
One of the key advantages of a continuing care retirement community (CCRC), also known as a life plan community, is access to a continuum of on-site care services when needed. Equally important for many couples is the ability to remain close even if one partner requires a higher level of care, such as assisted living, nursing, or memory care, while the other continues living independently.
This article explains how CCRCs typically handle monthly service fees when one spouse or partner moves to a higher level of care while the other remains in the couple’s independent living residence. Understanding these policies is essential when choosing a community, selecting a contract type, and planning long-term finances. The post outlines how different CCRC contract models address fee adjustments and what questions to ask during a tour or contract review.
#4: Rediscovering Your Life’s Purpose Later in Retirement
Later life is not the end of meaningful growth — it can be a time of renewed purpose and personal reinvention. Many retirees seek a motivating vision that makes each day feel rewarding, but discovering that purpose can be a challenge.
This post explores what contributes to a fulfilling life as we age and highlights practical ways senior living communities, including CCRCs, can support residents in finding purpose. From structured programs to volunteer opportunities, social activities to educational classes, communities can provide the resources and social framework that help residents discover new interests, reconnect with past passions, and build meaningful routines.
#3: Understanding Tax Deductions for CCRC Residents
Tax matters can be complex, and anyone considering a CCRC move should consult a tax professional. That said, it helps to understand potential tax implications in advance. Certain CCRC agreements treat a portion of entry fees and monthly fees as pre-paid medical expenses. When that happens, a portion of those payments may be deductible as medical expenses on your tax return, subject to IRS rules and limits.
This article breaks down how different types of CCRC contracts may affect tax treatment, why some payments can count as medical expenses, and which documents and contract language to review with your accountant. While it doesn’t replace professional advice, the post provides helpful context so residents and prospective residents can have informed conversations with their tax preparers.
#2: Seniors Using Technology and Social Media More Amid Pandemic
The pandemic accelerated digital adoption across generations, and older adults were no exception. Video calling tools such as FaceTime and Zoom allowed vulnerable seniors to stay connected with family and friends while maintaining physical distancing. Social platforms like Facebook and YouTube also saw increased use as people sought ways to reduce isolation and engage with communities online.
The post examines how smartphones, tablets, e-readers, and wearable devices have grown in popularity among older adults, and why these technologies matter for quality of life. It covers common uses — from telehealth and virtual social events to entertainment and safety — and offers insights into how communities and families can support seniors as they adopt new devices and digital habits.
And our top senior living blog post from 2021 …
#1: A More Holistic Approach to Retirement Planning
Retirement planning covers a wide range of topics: saving and investing before retirement, planning income and taxes during retirement, and navigating the emotional transition after decades in the workforce. This evergreen topic remains essential for anyone thinking about their later years.
This post promotes a holistic view of retirement planning that includes proactive care planning rather than waiting for a crisis, evaluating senior housing options, and integrating financial, health, and lifestyle planning. It emphasizes forward-thinking decisions that combine financial strategies with practical arrangements for future care and housing needs, helping readers prepare more confidently for the years ahead.
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myLifeSite publishes weekly blog posts on topics important to seniors and their families. Visit the main blog page to browse recent posts, sign up for email notifications when new articles are published, or search archived posts for subjects that interest you. If you are exploring CCRCs, be sure to use the free online community search tool to compare options and gather information for your decision-making process.
The myLifeSite team wishes you and yours a happy and healthy 2022!