Planning for retirement involves more than accumulating sufficient savings. While ensuring you have the money to cover living expenses is essential, many people also want retirement to include meaningful experiences such as travel, hobbies, time with family, or leaving a legacy. One often-overlooked objective is preparing for the later stages of retirement so those years … Read more

You’ve likely heard that 40 to 50 percent of marriages in the U.S. end in divorce, with higher rates for subsequent marriages. While divorce has been common, the overall frequency is actually declining as Millennials marry at lower rates than previous generations. The spike in divorces during the 1970s and 1980s was largely driven by … Read more

Trying to decide where to live in your later years—whether to stay in your current home or move into a retirement community—can stir up many emotions, and fear is often one of the strongest. This fear frequently takes the form of anxiety about the unknown, that unsettling feeling we get when facing major life changes, … Read more

In a recent blog post about our 2023 myLifeSite Consumer Survey results, we reported that many people delay a move to a retirement community because they don’t trust the organization or staff (34.8%) or because they worry about leaving the comfort and independence of their current home (37.3%). The most common concern, however, was cost … Read more

According to the AARP Home and Community Preferences Survey (2021), a strong majority of older adults plan to stay in their current homes as they age: 77% of those aged 50 and older and 85% of those 65 and older. At the same time, research shows that about three in five people will need some … Read more

When family caregivers and home health providers can no longer meet a person’s needs, many families decide to move their loved one into a skilled nursing facility, commonly called a nursing home. Understanding the likely costs, billing practices, and contract terms for a nursing home stay is essential when planning for long-term care. What is … Read more

Headlines about the opioid crisis and rising fentanyl deaths appear frequently, and recent data from the CDC indicate that unintentional drug overdoses are now the leading cause of death for Americans aged 18 to 45. Yet another, less visible epidemic is growing: substance abuse among older adults. This trend is producing significant health, safety, and … Read more

In the “I’m Not Ready Yet” blog series, we will take an in-depth look at common reasons people delay a move to a continuing care retirement community (CCRC) or other senior living community. We’ve already explored two frequent obstacles that lead people to postpone a move to a continuing care retirement community (CCRC or life … Read more

When comparing rental retirement communities and life plan communities (also known as CCRCs or continuing care retirement communities), there are several important differences to keep in mind. At first glance the two types of communities can look similar, but key distinctions affect finances, services and long-term planning. This article explains the main differences between rental … Read more

Getting married later in life can be a rewarding way to deepen companionship, share daily routines, and find renewed purpose. With dating platforms now widely used by older adults, finding a romantic partner in later years is easier than before, and marriages among older adults—often called “gray marriages”—are becoming more common. However, marrying later brings … Read more