Supporting Seniors Through Every Step of Their CCRC Journey

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A few years ago I spoke with my pastor about a challenge I faced as an adult Sunday school teacher: I couldn’t reconcile the different viewpoints and opinions voiced each week in my class. He gave me advice I still remember: “The most important thing is to meet them where they are in their journey.” … Read more

How a CCRC Can Reduce the Financial Burden of Long-Term Care

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Saving for retirement and planning for senior living is a long-term process for many people. Depending on individual spending and saving habits, funds are often allocated into distinct “buckets” for different goals. Mental accounting — the tendency to treat money differently depending on its source and intended use — strongly influences financial choices, including decisions … Read more

Create a Care Plan That Keeps Medical Decisions in Your Hands

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In today’s customized world, people expect to have choices—and that extends to senior living and long-term care. You can pick a burger exactly the way you want it or configure a car with every preferred option. Yet a Johns Hopkins University study suggests many older adults don’t receive care in the setting or manner they … Read more

Top Retirement Destinations for 2022–2023 You Haven’t Considered

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What cities would you guess top the list of the best places to retire in the U.S.? Somewhere warm year-round? A coastal town with beaches? A recent analysis shows the top-ranked retirement destination for 2022–2023 doesn’t fit those assumptions. Ranking the best places to retire U.S. News & World Report examined data from the 150 … Read more

Decluttering for Seniors: How Clearing Clutter Boosts Well‑Being and Safety

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For many older adults, a home holds a lifetime of memories—and an abundance of stuff. Photographs, children’s artwork, out-of-style clothes in the attic; holiday decorations, knickknacks, and forgotten toys in the basement; furniture and dusty bikes in the garage. Closets, drawers, and the space under beds often hide even more. Time well spent for the … Read more

How CCRCs Improve Well-Being and Extend Lifespan

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Numerous studies show that a positive outlook and a strong sense of wellbeing contribute to better health and a longer life. A sunny disposition can improve work performance, strengthen relationships, support the immune system, enhance sleep, and boost overall health—factors that together help extend lifespan. Examples of research supporting the connection between positivity and longevity … Read more

Paying a CCRC Entry Fee From an IRA: What You Need to Know

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There are many advantages to choosing a life plan community (also called a continuing care retirement community or CCRC), including a wide range of amenities and services that make retirement easier and the availability of a full continuum of on-site care if needed. If you’re thinking about moving to a CCRC, one important question is … Read more

Dementia and Memory Care: Emotional Impact and Financial Costs

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In last week’s blog post, we explained how a home care provider’s help with activities of daily living (ADLs) can allow older adults to stay in their homes and preserve independence longer. We also noted that in-home care is generally not covered by Medicare and must be paid for out of pocket by the care … Read more

How Nursing Home Bills Work: Costs, Coverage, and Payment Tips

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If a loved one needs care in a nursing home, it helps to understand billing, coverage, and contract terms up front. Knowing a few key details now can prevent costly surprises later and make navigating care and payments much easier. Nursing home billing statements Most nursing homes issue monthly bills to the resident or the … Read more

Intergenerational Programs That Boost Kids’ Learning and Seniors’ Well-Being

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Intergenerational involvement—where older and younger family members live together or nearby—has long been common across cultures. When grandparents, parents and children share time and space, everyone benefits: children gain emotional support and guidance, seniors find renewed purpose and companionship, and adult children receive practical help with childcare and household tasks. These multigenerational arrangements create a … Read more