Football season has begun, and millions tune in to watch their favorite teams battle it out on the gridiron. For retirees and those approaching retirement, fall is also a good time to review your own roster of professional service providers — the people you may need to call on to protect your finances, health, legal … Read more

As we age, life often brings changes that affect our health, finances, family relationships, and future plans. Many people know about estate planning or long-term care, but fewer understand what an elder law attorney does and how their guidance can protect financial security and provide peace of mind during later life. Understanding the role of … Read more

I am pleased to announce that MyLifeSite has launched a new audio podcast to complement the growing readership of this blog. Titled “Aging is a Trip,” the podcast takes a candid yet lighthearted look at many aspects of aging and retirement. Each episode aims to inform, provoke thought, and sometimes entertain. The goal is to … Read more

You’ve likely heard the saying, “You’re only as old as you feel.” Growing research supports that idea: people’s subjective age — how old they feel inside — often differs markedly from their chronological age. Several studies have explored that gap and revealed consistent patterns with practical implications. The gap between chronological and subjective age A … Read more

A few years ago, many Baby Boomers began reaching the traditional retirement age of 65. With life expectancy continuing to rise, this generation faces longer retirements than previous ones. As a result, retirement planning must evolve: advisors need to offer services that reflect longer lifespans and the changing needs that come with them. While most … Read more

Long-term care refers to a range of supportive services needed to meet a person’s daily care needs over an extended period. Often these services are non-medical and focus on helping with everyday tasks—commonly called activities of daily living (ADLs) and instrumental activities of daily living (IADLs)—though long-term care can also include skilled nursing when required. … Read more

In a previous post titled Long Term Care: What Does Medicare Actually Cover?, I outlined the potential out-of-pocket expenses a person may face when receiving care in a private-pay skilled nursing facility (SNF) versus a Medicare-certified SNF. In short, Medicare Part A will pay for medically necessary skilled nursing care for a limited time and … Read more

Within Western culture, aging is often framed as something to fight. Billions are spent on creams, procedures, and supplements aimed at erasing wrinkles and hiding gray hair. Popular media frequently portrays growing older as a slow slide into insignificance. But what if that familiar story about aging is incomplete or even misleading? What if, paradoxically, … Read more

In a recent blog post, I highlighted a Washington State University study that found your place of residence can influence lifespan. That research examined gender, race, education level, neighborhood walkability, socioeconomic conditions, and the working-age population, and correlated those factors with the number of centenarians in each area. The study’s findings were surprising and drew … Read more

According to data collected at myLifeSite, roughly three quarters of continuing care retirement communities (CCRCs), also called life plan communities, require an entry fee. About 80 percent of those communities offer a refundable entry fee option, with 50 percent and 90 percent refunds being the most common. It is not unusual for a single community … Read more